#Site to compare car insurance for free#
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#Site to compare car insurance for free#

Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.īankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. You can find out more in our guide to car reg years.We are an independent, advertising-supported comparison service. If your car’s a classic, it probably uses the older system of letter prefixes and suffixes to show age. Cars registered between September 2021 and February 2022: 71 plate (LD71 XCL).Cars registered between March and August 2021: 21 plate (LD21 XCL).

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Cars registered between September 2020 and February 2021: 70 plate (the year ‘20’ plus ‘50’) in our example this would give you a number plate of LD70 XCL.

Cars registered between March and August 2020: 20 plate (LD20 XCL).

So, looking now and a little bit ahead, you’ll see: Plates released in September take the year plus 50. Number plates released in March make it easy to work out how old your car is because the second two digits are the same as the year itself.

The third set of digits are randomly generated.

The second two digits (20) are age markers.

The first two letters (LD) show the area the car was registered (London).

However, the September number is always 50 plus the year number – for example, a car registered in October 2018 would have an age indicator of ‘68’ (50+18). The March age indicator is easy to remember because it’s the same number as the calendar year – for instance, an ‘18’ reg plate would mean the car was registered in the first part of 2018. You can use our very easy car reg guide here.Įvery year, two new age markers are introduced – once in March and the second in September. The table below shows age markers and their corresponding years (handy to know if you’re after a used car of a particular age). If you need to know how old your car is, you can take a look at the two numbers after the area code. Abiding by traffic rules and following speed limits could help you cut the cost of insurance.

Taking out a telematics policy – also known as black box insurance, this monitors how you drive and sends the information back to your insurer.

Keeping your car secure – if you’re able to keep your car in a locked garage it could be reflected in a lower premium.

After a few years, this could be as much as 60% off your car insurance so think carefully before claiming for minor issues like scratched paintwork.

Building up a no claims bonus – every year you go without making a claim gives you a discount off your premium.

If you rarely drive your car, short-term car insurance may be more suitable for you.

Being accurate about mileage – overestimating mileage can push up your premium (the more miles you cover the greater the risk of an accident) so it helps to be as accurate as possible.

#Site to compare car insurance driver#

Adding a named driver – having a more experienced driver named on your policy can help lower premiums.Choosing your car carefully – powerful cars generally cost more to insure because they can be more expensive to fix and a temptation to thieves.But remember, you’ll need to pay it before your claim can go ahead so it should still be an amount you can afford. Increasing your voluntary excess – this can help lower the overall cost of your insurance premium.That said, you can help shave off a little more by: Taking the time to compare car insurance quotes really is the best way to ensure you don’t pay any more than you need to.